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龍我雷

新手上路

Rank: 1

電梯直達

1^#

發表於 2005-9-26 19:49:02 |只看該作者 |倒序瀏覽

我買6座一個單位不過我去渣打申請7成150個佢唔批有沒朋友有好介紹急

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許多的改變現在盼你知道活在不知所措感情時候我自己知道昨日愛是不夠每次遇誘惑每次望你時到最後發現能令你開心才重要

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bikbark

版主

Rank: 7 Rank: 7 Rank: 7

2^#

發表於 2005-9-26 20:40:38 |只看該作者

其他中型銀行會唔會易批呀？
DBS 富邦，大新 etc

我繼承衣缽做百彈齋主. Light Creation 我的

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dracula

版主

Rank: 7 Rank: 7 Rank: 7

3^#

發表於 2005-9-26 22:07:41 |只看該作者

7成都唔批??
試下搵永隆 DBS 大新之類....不過其實恆生中銀都應該得

見過鬼就唔怕黑啦~

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CJ

金牌會員

Rank: 6 Rank: 6

4^#

發表於 2005-9-27 00:47:58 |只看該作者

是估不到價還是收入不穩定的問題(唔好介意好多人都中招).
前者可以格多幾間大不了比多少少首期再不可以借超7成...
後者反而沒計銀行計risk可能都差不多可唔可以試下找親友擔保...
否則可能要找d財務公司 (GE /UA)...不過要比貴D息...

面包超人の危機! :yeah: ....按我啦

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Jess and Burns

版主

Rank: 7 Rank: 7 Rank: 7

5^#

發表於 2005-9-27 09:34:58 |只看該作者

還有如果你幫某公司 / 人做擔保人都會好難批.
佢地查到.

===

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unicorn

中級會員

Rank: 3 Rank: 3

6^#

發表於 2005-9-27 10:07:36 |只看該作者

oh
there is an old story

i heard those centaxxx and midxxxx
told me that there is a 'good flat' one day
but they said
1. the seller cannot apply the mortgage
2. the HOUSE IS JUST AT market price NO PREMIUM and DISCOUNT
3. I need to purchase within 40 days(or even shorter)
coz the seller cannot to throw it away asap
[they spend very long time and mouth water to urge me to take this extremely good
opportunity to seek such a big and good flat etc...]

I ask the agent
'how can i garantee that i can make the mortgage in such a rush?
if i cannot make the mortgage what will happen?
i take such a big risk what is the JETSO?
The flat is just at MARKET PRICE

the above story mean
1. if you have difficulties starting mortgage contact centaxxx and midxxxx
they will help you to seek 'dai b chai'/prey
they may really urge everyone who step in to buy the flat from you
2. i wonder the agent really want the buyers to DIE
if such a flat is really so good and hk people have so much creditability + cash
i dont feel that this flat will 'wait for me'

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