請問你地駛唔駛買火險???

Tang see

我都收到hsbc續保通知同埋問咗管理處佢話管理費只是包公用地方之火險.
應該無錯因為火險是用你借之款項計算.所以管理處無理由知你借幾錢.點可能
包在裹面.如覺保費太貴可問hsbc可否在外面自己買應該可以但一定要夠.

YY and KC

HiHi Hello Kitty

我都係同匯豐交涉緊 希望有好消息啦 我地再聯絡啦............

tony and carmen

[quote:19be15aa57="維也納"]我都係hsbc 架 有決定選邊間保險 請通知 thanks[/quote]
我問過保誠683呎  $700-$800   
HSBC要$1XXX

alankle

Dear Tony&carmem:
       It is true~~~my home is also 638feet and have to pay $14xx ar~~~
       So expensive~~~~~

H and H

me too 683 sq. feet also $14xx what can we do??? really need to buy??? why only HSBC need but other mortgage bank not???

kk-in-hk

你地可以自己出去買火險的 問多幾間保險公司 有買開人壽保險的可以問個agent quote 價 簽之前再回頭問下bank "間保險公司係唔係on list" 係 on list 就可以了. 一些中資 保險公司 或有可能會平D. 經 相熟agent 的其實可以講價的.

Hello Kitty

I've checked with MO that our Master Policy is handled by The Ming An Insurance Co. The premium of Ming An is around $0.85 per $1000 insured sum and HSBC is around $1.1.  BUT the most important part is the insured sum = replacement value not equal the mortgage sum. In my case my replacement value is less than half of the mortgage sum therefore the premium will be much much lower. (Less than $700 originally from HSBC is around $1800.
I may suggest that ask like Debenham Tie Leung to revaluate first then  find another insurance co to buy Fire Insurance.
If anyone need the contact please PM me.

alankle

I have ask the staff of HSCB~~~
But she said the critieria of the bank is much higher than other bank
so I think we have to find another bank of insurance company to do the Insurance~~~~~ :cry:  :em18:

Kiliyan

我剛剛才發現呢個問題呀!!!! :evil: 激死我!!! 要成$1039.50一年 所以我都問緊我個保險agent!!!!激死!!!!!HSBC扮晒要求高!討厭!!!就算保險公司都係差唔多錢既話 我都照買 點都唔會同HSBC買! :twisted:

SEVEN

[quote:c4b7bd2b61="Kiliyan"]我剛剛才發現呢個問題呀!!!! :evil: 激死我!!! 要成$1039.50一年 所以我都問緊我個保險agent!!!!激死!!!!!HSBC扮晒要求高!討厭!!!就算保險公司都係差唔多錢既話 我都照買 點都唔會同HSBC買! :twisted: [/quote]我有份"AXA"火險資料..可以比較一下 :em07: