銀行按揭

Patrick Cherry

各位鄰居 最近聯同數位街坊四出聯絡各銀行check一吓d按揭 發覺連埋一齊可以同銀行傾倒d比較好架terms 以下是經過濾後terms比得最好架銀行 請大家比d意見及有冇興趣一齊做按揭 :mrgreen:

hk bank
P - 2.75% (現時P.A.是8%)
只鎖一年 但沒有任何REBATE

CITI BANK (花旗)
P - 3% (現時P.A.是8.25%)
鎖2年 頭一年還錢罰1% 第二年還錢罰0.5%
包律師費

HS bank
P - 2.75% (現時P.A.是8%)
鎖2年 提早還款罰0.5%
包律師費

Robert

[quote:c0cd7709e8="atrick & Cherry"]各位鄰居 最近聯同數位街坊四出聯絡各銀行check一吓d按揭 發覺連埋一齊可以同銀行傾倒d比較好架terms 以下是經過濾後terms比得最好架銀行 請大家比d意見及有冇興趣一齊做按揭 :mrgreen:

hk bank
P - 2.75% (現時P.A.是8%)
只鎖一年 但沒有任何REBATE

CITI BANK (花旗)
P - 3% (現時P.A.是8.25%)
鎖2年 頭一年還錢罰1% 第二年還錢罰0.5%
包律師費

HS bank
P - 2.75% (現時P.A.是8%)
鎖2年 提早還款罰0.5%
包律師費[/quote]

唔知個 P 會唔會遲 D 加／減到一樣呢？如果會既話，我會揀選CITI BANK (花旗)

leemoksau

CITI BANK 好似幾吸引喎. 請問如果轉按除咗律師費外仲有冇其他費用呀?

Cal and Cel

I'm also searching for this issue! CitiBank's package is very attractive but how is the loan amount?? can they offer this rate if the loan amount is under $1000000??

The Package of Bank of Communications is also quite OK wow ...
- P-2.8% for all installments
- 0.6% cash rebate
- 鎖3年 頭一年還錢罰3% 第二年還錢罰2% 第一年還錢罰1%  (can be bargained)

Cel

diedsee

Why Citibank id OK the rate are same as the other and need to be 鎖 wor??

Jeffrey Shirley

[quote:39ae791c75="atrick & Cherry"]
CITI BANK (花旗)
P - 3% (現時P.A.是8.25%)
鎖2年 頭一年還錢罰1% 第二年還錢罰0.5%
包律師費

HS bank
P - 2.75% (現時P.A.是8%)
鎖2年 提早還款罰0.5%
包律師費[/quote]
兩間 D 回贈吾算好多喎！ ops:

John and Esther

The offer of Citibank is good. Can I choose cash rebate? How much is it? will it over 5K?

John and Esther

ah..... i got another one:

BOC : P-3.1 (1st & 2nd yr)  P-2.8 (the rest)  2yrs penalty-2%  1%. The cash rebate is HKD$888.00

Patrick Cherry

[quote:f4fd32b32b="Cal & Cel"]I'm also searching for this issue! CitiBank's package is very attractive but how is the loan amount?? can they offer this rate if the loan amount is under $1000000??

The Package of Bank of Communications is also quite OK wow ...
- P-2.8% for all installments
- 0.6% cash rebate
- 鎖3年 頭一年還錢罰3% 第二年還錢罰2% 第一年還錢罰1%  (can be bargained)

Cel[/quote]

they can do under one million it's also one point I bergain with them

Patrick Cherry

[quote:f16296cb22="diedsee"]Why Citibank id OK the rate are same as the other and need to be 鎖 wor??[/quote]

佢地可以唔鎖 但系就冇律師費回饋囉 銀行唔會死錯人架. 8)