請問你地駛唔駛買火險???

YY and KC

其實為左呢件事 我已經同發展商 / 銀行糾纏左成幾個月勒 今日銀行同發展商分別都俾左答案我 ------- 就係呢個係HSBC對火險之要求較其他銀行高 所以一定要買 而發展商亦無野可以協助.

我想問其他業主 仲有無其他銀行有呢個情況呢? 禁對一班用匯豐銀行做Mortgage既業主黎講 咪要多俾一筆囉? :em01:

有無人可以俾d意見我呢??

Robert

係IBA做按揭時佢送1年火險
首年自己俾，第2年佢送

YY and KC

我地就HSBC送半年 依家10月到期勒 銀行要我地俾錢買.
但我地覺得 點解其他銀行可以接受發展商已提供既保險 但我地又要再俾錢呢? 須知道 其實火險係包在管理費內 禁換句話講 我地咪要俾兩份錢?? 真係激氣呀.......... :evil:

Hello Kitty

Well Right now I'm also got the same case as you and not come to a conclusion. But before I join the Mortage with HSBC (because Standard Charter no need to buy Fire Insurance for RC) I asked them and they checked with Hutchison and said that no need to buy too.
Have you ask them if you buy from HSBC and MO brought the insurance as well. Touch wood ! If you need the compensation can you enjoy double benefit or not ? Even though it's a must to buy Fire Insurance I didn't think I need to buy from HSBC. Moreover the policy from HSBC is very standard. Anyway keep in touch and share the information.
Thanks.

Cora Kwong

[quote:c65b8d9fee="YY & KC"]我地就HSBC送半年 依家10月到期勒 銀行要我地俾錢買.
但我地覺得 點解其他銀行可以接受發展商已提供既保險 但我地又要再俾錢呢? 須知道 其實火險係包在管理費內 禁換句話講 我地咪要俾兩份錢?? 真係激氣呀.......... :evil:[/quote]

我都係呀! 不過我嬲得滯自已係出面買 HSBC擺明係貴過人 但係我都打咗去和黃反映 佢係咁道歉 其實火險係唔應該包在管理費內 我點知你係管理費內攞咗幾多嚟買應該用者自付及有選擇權 呢的CASE試過係消費者委員會喥投訴過啦! 不過結果係點你都明呢啦! 你有冇精力同時間呀?! 唉! 咪得个"嘈"字

Cora Kwong

[quote:943396f25f="YY & KC"]其實為左呢件事 我已經同發展商 / 銀行糾纏左成幾個月勒 今日銀行同發展商分別都俾左答案我 ------- 就係呢個係HSBC對火險之要求較其他銀行高 所以一定要買 而發展商亦無野可以協助.

我想問其他業主 仲有無其他銀行有呢個情況呢? 禁對一班用匯豐銀行做Mortgage既業主黎講 咪要多俾一筆囉? :em01:

有無人可以俾d意見我呢??[/quote]

無奈都要買 我都CHECK 哂啦! 打咗幾十個電話 不過唔會幫襯HSBC 佢要成仟呅 貴過人 但HSBC話咗要係17/9 前SETTLE 就算唔幫襯佢 唔明可以PM我!

Hello Kitty

Me Too !! I called them and got the same result. They promised to re-valuate the amount of insured address then the premium will be decresed since some of items are included in our master policy. Normally the client need to pay for the revaluation fee but this time the spending is on their account. That's the thing that they can help.
Anyway I do ask the quotation of other insurance co. Remember this co should be on HSBC list of acceptance.
Keep in touch.

YY and KC

但我問過恆生 價錢同匯豐一樣 你地知唔知邊間會平d呢? thx.......

Hello Kitty

YY & KC
Well once I'll get the quotation which is cheaper than HSBC and on their list as well I will let you know.

YY and KC

Thx a lot Hello Kitty.......... :wink: