[quote:224daf31ca="CJ"]It is personal decision just like life insurance. U may buy from insurance co. or your bank. Usually effective when you move in. Sometimes your mortgage banker will offer you some promotion. Also the coverage are different according to different plans.
Some plans are even covering the injuries of domestic helper![/quote]
As far as I know Hong Kong Bank has offered the HomeSurance with three options. The plan offered additione coverage of domestic helper with additional premium about HK$35 per month. You can find the details in HSBC website for comparison.