請問你地駛唔駛買火險???

Hello Kitty

Poon at present HSBC still didn't have conclusion.
But they want me to buy from them they said if not needed they can refund $$$ to me.  I 堅持 not to buy from them. Therefore I need their reply on this issue.
My situation is similar like you. At that time the staff from the branch said that no need to buy fire insurance and checked with Hutchison. Therefore I chose others give-away. When I received the renewal letter  for Fire Insurance I called them and negotiated with them. Finally they did the revaluation for me. So that they lowered the premium into half. BUT I still not satified with that I checked with Ming An Insurance. Their premium is 20% less than HSBC. Therefore I told them I prefer buy from other co. All the draft they have been approved. Once they said that not accept our Master Policy I will call Ming An.