請問你地駛唔駛買火險???

SEVEN

:em14:  :em14: 有無人知道hsbc是否不用買火險 ???

我問hsbc 保險部門佢地話晤洗買 但按歇部又話要買????

H and H

[quote:a2f61e5425="SEVEN"]:em14:  :em14: 有無人知道hsbc是否不用買火險 ???

我問hsbc 保險部門佢地話晤洗買 但按歇部又話要買????[/quote]i'm now still checking with my friend (hsbc staff)

BLUE

[quote:e83311cd4f="H&H"][quote:e83311cd4f="SEVEN"]:em14:  :em14: 有無人知道hsbc是否不用買火險 ???

我問hsbc 保險部門佢地話晤洗買 但按歇部又話要買????[/quote]i'm now still checking with my friend (hsbc staff)[/quote]


H&H : 如果有消息 請通知我 ! 我都問過HSBC佢地話要買 但係我朋友一樣係佢地到供樓就不用買

THNAKS

Hello Kitty

Hi H&H  Blue
Yesterday I called HSBC again still have no conclusion. Maybe we need to wait until Sep 27.
Anyway once I know I'll disclose the details here therefore you guys please check it on next monday.
Thanks.

POON

Hello Kitty :

我都係幫HSBC做按歇 佢地要我再買火險 因為RC管理公司買個份晤夠COVER ??  :!:  :!:
佢地送了半年火險比我..不過我都想知需晤需要買?? :?:  :?:
如果不用買叫銀行送其它優惠比我.... :mrgreen:  :mrgreen:

晤該你 :em19:

Hello Kitty

I've checked with MO that our Master Policy is handled by The Ming An Insurance Co. The premium of Ming An is around $0.85 per $1000 insured sum and HSBC is around $1.1. BUT the most important part is the insured sum = replacement value not equal the mortgage sum. In my case my replacement value is less than half of the mortgage sum therefore the premium will be much much lower. (Less than $700 originally from HSBC is around $1800.
I may suggest that ask like Debenham Tie Leung to revaluate first then  find another insurance co to buy Fire Insurance.
If anyone need the contact please PM me.

Hello Kitty

Today I called HSBC again. The lady repiled that the Management at present is discussing RC may not need to pay an extra fire insurance they may accept our Master one. BUT if you buy from them they may refund it. While if you buy from other insurance co is better to wait until Sept 27 for their finally decision

If you still have any question you can PM me.

Hello Kitty

I called HSBC again. Still didn't have any conclusion. The lady said if they can't get the conclusion from the Management on or before 28 Sept 04(Tue) they will continue to give us FREE Fire Insurance (of their standard) until further notice (if buy from other insurance co). BUT if buy from them they will charge you first if not needed they will refund it. So please an eye on it.
Any further details I will post here. Thanks.

H and H

[quote:27b393cd22="Hello Kitty"]I called HSBC again. Still didn't have any conclusion. The lady said if they can't get the conclusion from the Management on or before 28 Sept 04(Tue) they will continue to give us FREE Fire Insurance (of their standard) until further notice (if buy from other insurance co). BUT if buy from them they will charge you first if not needed they will refund it. So please an eye on it.
Any further details I will post here. Thanks.[/quote]similar answer from my friend told me today we need to keep eye on it.

POON

點解HSBC堅持話要買 :evil:  :evil: