請問你地駛唔駛買火險???

eric_818

轉mortgage咪得囉.

YY and KC

我地頭3年唔轉得架 要罰息............ :?

SEVEN

我問了做保險的朋友 他說火險銀行一定要買的 但有些屋苑管理費會包括的
不知道RC是否有包呢 ??? :shock:  :roll:
<有無知道請回應下 ! :idea:

SEVEN

YY & KC 寫到:
其實為左呢件事 我已經同發展商 / 銀行糾纏左成幾個月勒 今日銀行同發展商分別都俾左答案我 ------- 就係呢個係HSBC對火險之要求較其他銀行高 所以一定要買 而發展商亦無野可以協助.

我想問其他業主 仲有無其他銀行有呢個情況呢? 禁對一班用匯豐銀行做Mortgage既業主黎講 咪要多俾一筆囉?  

有無人可以俾d意見我呢??

我問了做保險的朋友 他說火險銀行一定要買的 但有些屋苑管理費會包括的
不知道RC是否有包呢 ??? :shock:  :roll:
<有無知道請回應下 ! :idea:

Hello Kitty

MO has already brought Master Fire Policy that most of the bank are aceepted. (That is paid by our Mgt Fee)  However HSBC required a higher standard policy which includes explosion; Earthquake; Typhoon windstorm & flood; Landslide & Subsidence. That's why those have mortgage with HSBC will need to buy the Fire Insurance that meet their standard.

Hello Kitty

Hi YY & KC
In my case I called the branch manager (the one handling my mortgage)
and discussed my case. He kept his word the insured sum (original is the same as mortgage amount) is half of it after the revaluation. Therefore the premium is also half of it.
However I asked another insurance co the premium will be 15% less than HSBC. At present I'm still comparing the quotation if you need any information please PM me. Thanks.

tony and carmen

我問過匯豐RC份火險用唔到要再買千幾蚊 :em06:
再問自己保險700-800 就ok
要交雙重保費真慘
我地可以點啊  :?:

維也納

我都係hsbc 架 有決定選邊間保險 請通知 thanks

alankle

係呀~~~我都係上個星期六先收到匯豐有封甘既信呀~~~
無啦啦要我交$14xx呀~~~
都唔知咩保險呀~~~~~
好咩囉~~~~ :em03:  :?:  :shock:

cola

銀行己经退回火險费 即係今年唔駛比.