大家有無轉按銀行好 rate 介紹?

saga

想緊轉按睇下慳唔慳到息, 當然都會整封信俾銀行要求減息

大家有無轉按 or 縮減年期?
如果剩返約八十萬按揭, 只想供多 15 年 , 有無邊間銀行會承做好既 P- rate or H+ rate?

好多新造按揭都要求借 100 萬先有好 rate ...

一家四口

擒日我剛有家人問過幾間銀行, 中銀最低 P-2.975 or H+0.7, 兩年罰息期, 但有1%現金回贈, 即實際扣一年。
(比NCB, 渣打, 恆生, 永亨抵, 但以上係新做按揭, 貸款額剛過100萬, 以上只可給你參考)

Winnie the Pooh

你試吓問吓東亞吖.

佢係P-3.25
Cash Reate: 1% of loan amount
Full Prepayment: 1st year: 1.5% of loan amount / 2nd year: refund cash rebate / 3rd year: refund 50% cash rebate
Parial Prepayment: within first 3 years: 1% on partial prepayment amount.
Min loan amount: $0.8M

Or Hibor + 0.65% (Capped at P-2.8%)
Cash Rebate: 0.7% of loan amount.
Full prepayment: 1st year: 1% / 2nd & 3rd year: 0.7% of loan amount
Parital Prepayment: within 1st 3 years: 0.7% of parital prepayment amount.
Min loan amount: $0.8M

Lucio

問過律師話渣打個rate好似唔錯, hybo黎既, 短期供都有so, 試下問下吖。
東亞都問過, 可惜我做果時幫我果個手腳慢, 搞到d時間好忟…

saga

Thanks for information
東亞的好像不錯

另外, 想搵間平既律師樓搞轉揭
(On list for 東亞, 匯豐)

大家有無用開邊間好介紹? 收幾多錢到?
因為要話俾銀行聽用邊間律師樓搞按揭, 轉按

saga

大家有無用過以下任一間? any comment?

葉謝鄧律師行
謝偉俊律師行  XD
譚日明律師行
錢志庸律師行
譚英傑律師行

BEH

葉謝鄧律師行 <--- d服務麻麻地

維也納

要小心有些銀行用既係大P, 即係P=5.25, 渣打, 永亨, 交通, 花旗, 上商都係用大P

東亞同永亨都係我問過個rate最靚既

我都會轉按, 應該會比而家每月供多少少, 供多十五年

你試吓問吓東亞吖.

佢係P-3.25
Cash Reate: 1% of loan amount
Full Prepayment: 1st year: 1.5% of loan amount / 2nd year: refund cash rebate / 3rd year: refund 50% cash rebate
Parial Prepayment: within f ...
Winnie the Pooh 發表於 2010-2-24 09:49

complainsmall

譚日明律師行 <-- 呢間做過, 好唔店, 次次打親電話上去, 個分行經理同佢d Staff 都係趕住收線

moonmoon

葉謝鄧律師行 <--------- 上次做錯所有野，即場同我從新做過。