藍澄灣業主社群

標題: 家居險及火險幾時買? [打印本頁]

作者: diedsee 時間: 2004-3-29 17:16:16 標題: 家居險及火險幾時買?

如題

作者: 45B 時間: 2004-3-29 19:06:02

是否收樓時上律師樓時佢會安排ga?
因為bank都驚我地唔買la。

作者: cute 時間: 2004-3-29 19:40:51

火險: 有做按揭就要買不過銀行通常都送頭一年跟住就要自己安排. 銀行通常會叫你幫襯番佢自己的保險公司以我個人經驗價錢會比較貴你可以先搵出面D保險公司報價心中有數後再同銀行bargain個價錢通常都肯減.

家居險: 主要分兩方面---1.家中財物; 2. 第三者責任保障.
收樓後未入伙正常都無財物不怕火燒水浸被人偷所以只須考慮第三者責任保障如裝修工人疏忽所引致他人的傷亡/財物損失. 至於幾時買就要睇自己需要我自己會一收樓就買因只俾多一兩月保費當買個安心!!

作者: 45B 時間: 2004-3-29 19:54:21

同邊個買呀?要自己搵ga?

作者: CJ 時間: 2004-3-29 20:35:10

火險幾時買?把酒問青天!

作者: cute 時間: 2004-3-29 20:40:54

[quote:e47fc91ab4="45B"]同邊個買呀?要自己搵ga?[/quote]

你講火險定家居險呀? :?:

作者: GM386 時間: 2004-3-29 22:23:27

銀行說藍澄管理公司好像有買火險業主只需買家居保險重復買火險不會有得
賠兩份 :?:

作者: 45B 時間: 2004-3-29 22:27:07

銀行說藍澄管理公司好像有買火險業主只需買家居保險重復買火險不會有得
賠兩份

咁家居保險同邊個買呀?要自己搵ga?幾時買呀?有冇人會通知我地要買ga?

作者: cute 時間: 2004-3-29 22:58:14

[quote:17c19061e1="45B"]

銀行說藍澄管理公司好像有買火險業主只需買家居保險重復買火險不會有得
賠兩份

咁家居保險同邊個買呀?要自己搵ga?幾時買呀?有冇人會通知我地要買ga?[/quote]

要自己搵架買唔買自己決定無人會通知你架!!

作者: CJ 時間: 2004-3-29 23:01:29

It is personal decision just like life insurance. U may buy from insurance co. or your bank. Usually effective when you move in. Sometimes your mortgage banker will offer you some promotion. Also the coverage are different according to different plans.
Some plans are even covering the injuries of domestic helper!

作者: GM386 時間: 2004-3-29 23:13:00

[quote:aaa04f336b="45B"]

銀行說藍澄管理公司好像有買火險業主只需買家居保險重復買火險不會有得
賠兩份

咁家居保險同邊個買呀?要自己搵ga?幾時買呀?有冇人會通知我地要買ga?[/quote]

首先要知道家居保險的作用主要是保障業主不要受到第三者影響和盜竊行為.
所以Upto你何時去保障自己我想很多銀行可以買到.如果收了信完成交易. 一定要買了

作者: Solskjaer 時間: 2004-3-31 13:46:46

[quote:0befb16b1f="CJ"]火險幾時買?把酒問青天!

[/quote]
:em17: :em17: :em17: :em17:

作者: GM386 時間: 2004-3-31 15:28:24

[quote:313c8a7776="Solskjaer"][quote:313c8a7776="CJ"]火險幾時買?把酒問青天!

[/quote]
:em17: :em17: :em17: :em17:[/quote]

大剖份新樓管理公司有買火險我想藍澄應也有所以業主不用再重複去買 :?:

作者: 27a 時間: 2004-3-31 18:35:47

我已經搵到有關資料今晚返到屋企會告知大家.

作者: diedsee 時間: 2004-3-31 19:09:10

Oh thx 27a!

作者: Y and T 時間: 2004-4-4 00:32:36

do we need to apply for water gas ga?

作者: 2R 時間: 2004-4-4 08:18:46

[quote:224daf31ca="CJ"]It is personal decision just like life insurance. U may buy from insurance co. or your bank. Usually effective when you move in. Sometimes your mortgage banker will offer you some promotion. Also the coverage are different according to different plans.
Some plans are even covering the injuries of domestic helper![/quote]

As far as I know Hong Kong Bank has offered the HomeSurance with three options. The plan offered additione coverage of domestic helper with additional premium about HK$35 per month. You can find the details in HSBC website for comparison.

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